What is SBI Simply Save Credit Card? | How to Apply for Sbi Simply Save Credit Card? | SBI Simply Save Credit Card Benefits In english.

SBI Simply Save Credit Card information Benefits-Eligibility In english 2022.

SBI Simply Save Credit Card Benefits in English

There are many types of credit cards available with State Bank of India, which they provide to their customers according to their requirement. Many times customers choose any credit card due to lack of information, which proves to be harmful for them in most of the cases. If you are applying for a credit card in SBI Bank for the first time, then SBI’s Simply Save Credit Card can prove to be beneficial for you! Friends, in today’s post, we are sharing SBI Simply Save Credit Card Benefits in english,What is SBI Simply Save Credit Card? ,SBI Simply Save Credit Card Fee and Charges,How to Apply for Sbi Simply Save Credit Card?,SBI Simply Save Credit Card Eligibility with you, hope you will find this information informative!

What is SBI Simply Save Credit Card?

SBI Simply Save Credit Card is a multi-purpose credit card issued by SBI Bank, with the help of which you can save many types of savings from any purchase. Apart from this, you can get rewards for filling fuel, eating food in restaurant and paying many other types of bills!

Benefits of SBI Simply Save Credit Card in english.

If you want to use SBI’s Simply Save Credit Card, then you will get many benefits, which are as follows –

  • If you use SBI’s Simply Save Credit Card, then you are given a welcome benefit from the bank , in which you are given 2000 bonus points for spending Rs 2000 within 60 days of getting this card! If you do cash withdrawal or money transfer of Rs 2000 then you will not get the benefit of this scheme.
  • If you do any first ATM withdrawal within 30 days of getting this card, then you are given a cash back of Rs 100.
  • You are given 1 reward point for every Rs.100 spent !
  • If you buy movies, dining, departmental stores or groceries, you are given 10x reward points!
  • If you fill fuel from 500 to 3000 rupees simultaneously, then you are given a rebate of 1 percent fuel surcharge ! However, there is a maximum discount of up to Rs 100 for refueling a statement cycle.
  • Exemption of fuel surcharge: A person gets a maximum discount of Rs 100 only on filling fuel of maximum 10 thousand rupees in 1 month and paying it through credit card. Whether he does this in a day or in a month!
  • The annual charge for SBI Simply Save Credit Card is Rs 499. If a consumer spends 1 lakh or more within a year, then he will not have to pay an annual fee of Rs 499.

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How to increase credit card limit?

SBI Simply Save Credit Card Fee and Charges

Fee / fees Amount
Annual Fee 499 Rs.
Renew Fee 499, if you have spent more than 90 thousand in the last financial year, then this fee will be returned!
Interest Free Period 20 – 50 days, this is applicable only on retail purchases, and you have paid all your past due bills.
Extended Credit Fee 3.35 per cent per month, 40.2 per cent per annum from transactions
Extended Credit Minimum Amount Due 5% of the total outstanding amount (minimum 200 + Gst)
Cash Advance Limit Up to 3.35 percent per month and 40.2% annually
Cash Advance Fee 2.5% of the transaction amount and minimum Rs.300
Overdue Fee 2.5% or minimum Rs.500
International ATM Cash Advance Fee 3% of the transaction amount and minimum Rs.300

SBI Simply Save Credit Card Late Payment Charges on SBI Simply Save Credit Card

  • For amount from 0 to 500 rupees – Nil
  • For amount from Rs.500 to Rs.1000 – Rs.400
  • For amount from 1000 to 10 thousand rupees – 750 rupees
  • For amount above 10 thousand – Rs 950

SBI Simply Save Credit Card Eligibility

  • If a person does a job (Salaried Employee) then he can get this card only if his monthly salary is more than 20 thousand!
  • If a person is self-employed i.e. has his own business, then the minimum monthly income for him should be 30 thousand rupees.
  • He should be a permanent resident of India.
  • His CIBIL score should be 750 or above.

Documents for SBI Simply Save Credit Card (SBI Simply Save Credit Card Documents)

  • Photo
  • Aadhar Card
  • Pan Card
  • Salary slip (for salaried person)
  • Income Tax Return ITR (For Self Employed Person)
  • Bank statement of last three months

How to Apply for Sbi Simply Save Credit Card?

  1. First of all you have to click on this website https://www.sbicard.com/ !
  2. After this you will see the Apply button, you have to click here!
  3. After clicking on Apply, a page like this will open in front of you.
  4. Here you have to choose the card of your choice!
  5. After this you will have to fill the necessary information asked.
  6. And then you have to verify with OTP!

After completing this process, the applicant will get a call from SBI Bank to verify the documents after some time. Then you have to go to the bank and get all the documents verified. After that the bank will issue you the credit card.

Friends, I hope you must have liked the article SBI Simply Save Credit Card Benefits in english,What is SBI Simply Save Credit Card? ,SBI Simply Save Credit Card Fee and Charges,How to Apply for Sbi Simply Save Credit Card?,SBI Simply Save Credit Card Eligibility, do tell us by commenting!

FAQ

Can I use SBI simply save card for online purchase?

Yes, but SBI Simply Save Credit Card is more beneficial for offline purchase.

Is SBI simply save credit card good?

This card is beneficial for cardholders who want a discount on everyday groceries and department store purchases.

How can I increase my SBI simply save credit card limit?

To increase the limit you can log on to SBI’s Credit Cards website www.sbicard.com. You log in to your account here, click on ‘Offer or Benefit’ from the menu on the left, you will see ‘Credit Limit Increased Offer’ on your account, click on submit your request will be sent to the bank automatically and the bank will decide on your eligibility.

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